Renters and home insurance rates in Wyoming
The NAIC's published average premiums for Wyoming by policy form, with Census ACS housing records for every county: renter households, median gross rent and median home value.
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Figures are published averages, never quotes; methodology at the foot of the page.
- average renters premium (HO-4), per year
- $142
- average homeowners premium (HO-3), per year
- $1,596
- renter households
- 66,877
By county
By county
| Laramie County | 12,410 | $1,080 | $324,900 |
|---|---|---|---|
| Natrona County | 8,798 | $973 | $260,400 |
| Albany County | 8,411 | $936 | $322,100 |
| Sweetwater County | 4,387 | $913 | $242,900 |
| Fremont County | 4,341 | $858 | $252,700 |
| Sheridan County | 4,073 | $950 | $352,200 |
| Campbell County | 3,860 | $952 | $266,400 |
| Teton County | 3,610 | $1,758 | $1,371,900 |
| Park County | 3,337 | $933 | $374,200 |
| Uinta County | 1,755 | $882 | $255,400 |
| Lincoln County | 1,568 | $868 | $334,500 |
| Carbon County | 1,367 | $894 | $214,500 |
| Goshen County | 1,311 | $759 | $234,600 |
| Converse County | 1,238 | $930 | $269,700 |
| Platte County | 1,067 | $745 | $248,900 |
| Big Horn County | 993 | $876 | $198,200 |
| Washakie County | 882 | $725 | $188,600 |
| Johnson County | 800 | $1,081 | $296,000 |
| Sublette County | 704 | $1,116 | $350,100 |
| Crook County | 695 | $881 | $276,800 |
| Hot Springs County | 569 | $976 | $214,400 |
| Niobrara County | 397 | $775 | $194,200 |
| Weston County | 304 | $694 | $214,000 |
Download the Wyoming county-level dataset (CSV), free to reuse with citation.
Sources, citation and related pages
Cite or embed this figure
The average annual renters insurance premium in Wyoming was $142 in 2022, across 66,877 renter households recorded in the HomeCover HQ Rates Index (NAIC premiums; Census ACS households).
Cite as: "HomeCover HQ Rates Index: Wyoming", updated 2026-08-17, https://homecoverhq.com/rates/wyoming/.