Renters and home insurance rates in Wisconsin
The NAIC's published average premiums for Wisconsin by policy form, with Census ACS housing records for every county: renter households, median gross rent and median home value.
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Figures are published averages, never quotes; methodology at the foot of the page.
- average renters premium (HO-4), per year
- $141
- average homeowners premium (HO-3), per year
- $957
- renter households
- 785,523
By county
By county
| Milwaukee County | 195,285 | $1,069 | $216,500 |
|---|---|---|---|
| Dane County | 104,037 | $1,345 | $366,100 |
| Waukesha County | 39,317 | $1,300 | $373,600 |
| Brown County | 39,008 | $973 | $245,900 |
| Winnebago County | 24,617 | $924 | $208,600 |
| Racine County | 22,826 | $1,017 | $239,400 |
| Kenosha County | 21,888 | $1,175 | $247,800 |
| Outagamie County | 21,828 | $998 | $244,100 |
| Rock County | 19,566 | $1,019 | $215,900 |
| La Crosse County | 18,961 | $1,023 | $243,200 |
| Eau Claire County | 16,078 | $977 | $242,400 |
| Marathon County | 15,119 | $950 | $205,500 |
| Sheboygan County | 14,201 | $889 | $218,400 |
| Fond du Lac County | 12,756 | $926 | $209,800 |
| Walworth County | 12,483 | $1,090 | $275,900 |
| Washington County | 12,367 | $1,126 | $316,200 |
| Ozaukee County | 10,280 | $1,112 | $368,900 |
| Dodge County | 10,267 | $963 | $218,400 |
| Jefferson County | 9,331 | $1,012 | $253,800 |
| Portage County | 9,093 | $903 | $230,400 |
| Wood County | 8,501 | $831 | $168,100 |
| Manitowoc County | 8,303 | $777 | $172,900 |
| St. Croix County | 7,737 | $1,238 | $349,700 |
| Sauk County | 7,371 | $970 | $242,400 |
| Chippewa County | 6,744 | $963 | $237,700 |
| Grant County | 6,156 | $812 | $186,300 |
| Dunn County | 5,815 | $942 | $226,200 |
| Waupaca County | 5,634 | $834 | $192,800 |
| Columbia County | 5,597 | $926 | $258,700 |
| Douglas County | 5,278 | $903 | $190,400 |
| Monroe County | 5,046 | $920 | $197,200 |
| Barron County | 4,555 | $859 | $198,300 |
| Calumet County | 4,053 | $1,002 | $252,100 |
| Green County | 3,882 | $851 | $236,900 |
| Pierce County | 3,819 | $1,025 | $308,600 |
| Marinette County | 3,653 | $749 | $154,600 |
| Shawano County | 3,611 | $777 | $179,100 |
| Polk County | 3,550 | $958 | $241,200 |
| Trempealeau County | 3,263 | $887 | $203,300 |
| Door County | 2,970 | $995 | $305,800 |
| Clark County | 2,803 | $786 | $163,800 |
| Lincoln County | 2,716 | $768 | $177,700 |
| Oneida County | 2,682 | $868 | $227,500 |
| Oconto County | 2,571 | $796 | $212,000 |
| Juneau County | 2,405 | $847 | $165,200 |
| Vernon County | 2,306 | $826 | $210,600 |
| Iowa County | 2,274 | $941 | $248,100 |
| Green Lake County | 2,035 | $806 | $206,300 |
| Sawyer County | 1,929 | $683 | $223,300 |
| Langlade County | 1,897 | $737 | $145,800 |
| Ashland County | 1,891 | $665 | $160,500 |
| Jackson County | 1,849 | $789 | $186,900 |
| Vilas County | 1,797 | $810 | $270,700 |
| Waushara County | 1,755 | $789 | $186,000 |
| Richland County | 1,673 | $786 | $182,800 |
| Taylor County | 1,655 | $786 | $186,500 |
| Crawford County | 1,609 | $809 | $175,100 |
| Washburn County | 1,439 | $815 | $207,900 |
| Rusk County | 1,407 | $816 | $152,000 |
| Lafayette County | 1,384 | $835 | $182,100 |
| Marquette County | 1,316 | $800 | $201,100 |
| Adams County | 1,271 | $789 | $184,500 |
| Buffalo County | 1,234 | $822 | $197,600 |
| Kewaunee County | 1,219 | $839 | $208,900 |
| Price County | 1,214 | $801 | $146,000 |
| Bayfield County | 1,153 | $789 | $228,100 |
| Burnett County | 1,042 | $758 | $215,500 |
| Forest County | 697 | $585 | $170,000 |
| Pepin County | 502 | $860 | $196,100 |
| Iron County | 386 | $640 | $155,200 |
| Menominee County | 354 | $624 | $97,000 |
| Florence County | 212 | $871 | $170,000 |
Download the Wisconsin county-level dataset (CSV), free to reuse with citation.
Sources, citation and related pages
Cite or embed this figure
The average annual renters insurance premium in Wisconsin was $141 in 2022, across 785,523 renter households recorded in the HomeCover HQ Rates Index (NAIC premiums; Census ACS households).
Cite as: "HomeCover HQ Rates Index: Wisconsin", updated 2026-08-17, https://homecoverhq.com/rates/wisconsin/.