Renters and home insurance rates in Nebraska
The NAIC's published average premiums for Nebraska by policy form, with Census ACS housing records for every county: renter households, median gross rent and median home value.
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Figures are published averages, never quotes; methodology at the foot of the page.
- average renters premium (HO-4), per year
- $144
- average homeowners premium (HO-3), per year
- $1,869
- renter households
- 263,282
By county
By county
| Douglas County | 89,928 | $1,162 | $245,800 |
|---|---|---|---|
| Lancaster County | 54,395 | $1,045 | $258,900 |
| Sarpy County | 21,350 | $1,284 | $287,600 |
| Hall County | 8,971 | $911 | $207,900 |
| Buffalo County | 6,850 | $911 | $236,800 |
| Lincoln County | 5,228 | $867 | $183,100 |
| Dodge County | 4,939 | $985 | $188,100 |
| Scotts Bluff County | 4,779 | $889 | $161,400 |
| Madison County | 4,593 | $851 | $196,000 |
| Adams County | 4,041 | $853 | $185,800 |
| Platte County | 3,684 | $867 | $207,800 |
| Dawson County | 3,174 | $861 | $157,800 |
| Dakota County | 2,587 | $1,053 | $168,100 |
| Gage County | 2,540 | $770 | $167,100 |
| Seward County | 1,855 | $969 | $232,400 |
| Cass County | 1,707 | $987 | $247,200 |
| Saunders County | 1,617 | $930 | $241,100 |
| Washington County | 1,494 | $958 | $278,300 |
| Cheyenne County | 1,439 | $912 | $129,100 |
| York County | 1,417 | $885 | $175,900 |
| Saline County | 1,362 | $833 | $180,700 |
| Custer County | 1,297 | $794 | $160,500 |
| Otoe County | 1,274 | $905 | $185,000 |
| Wayne County | 1,204 | $732 | $203,700 |
| Red Willow County | 1,192 | $778 | $143,500 |
| Dawes County | 1,159 | $1,014 | $146,500 |
| Keith County | 1,153 | $772 | $157,000 |
| Phelps County | 1,151 | $724 | $173,300 |
| Box Butte County | 1,113 | $771 | $161,100 |
| Holt County | 1,104 | $724 | $152,000 |
| Cuming County | 1,087 | $800 | $174,900 |
| Richardson County | 908 | $692 | $96,500 |
| Colfax County | 871 | $902 | $128,800 |
| Jefferson County | 867 | $659 | $117,600 |
| Cherry County | 847 | $873 | $136,000 |
| Nemaha County | 827 | $727 | $125,100 |
| Thurston County | 772 | $698 | $105,100 |
| Cedar County | 727 | $683 | $175,500 |
| Butler County | 697 | $753 | $165,700 |
| Knox County | 693 | $692 | $116,900 |
| Antelope County | 655 | $746 | $116,900 |
| Burt County | 654 | $688 | $125,400 |
| Howard County | 647 | $811 | $205,200 |
| Sheridan County | 640 | $771 | $102,900 |
| Merrick County | 623 | $772 | $168,000 |
| Pierce County | 614 | $850 | $182,700 |
| Hamilton County | 596 | $776 | $238,700 |
| Kearney County | 590 | $787 | $218,300 |
| Johnson County | 552 | $777 | $131,500 |
| Stanton County | 520 | $817 | $184,300 |
| Dixon County | 508 | $661 | $141,400 |
| Thayer County | 507 | $738 | $106,200 |
| Valley County | 494 | $616 | $122,200 |
| Clay County | 479 | $701 | $146,300 |
| Fillmore County | 473 | $667 | $131,200 |
| Furnas County | 463 | $805 | $91,800 |
| Boone County | 457 | $734 | $164,700 |
| Kimball County | 430 | $853 | $109,900 |
| Morrill County | 416 | $744 | $112,000 |
| Polk County | 378 | $692 | $177,800 |
| Nuckolls County | 337 | $616 | $90,900 |
| Chase County | 323 | $749 | $178,700 |
| Brown County | 316 | $932 | $100,200 |
| Sherman County | 306 | $866 | $135,000 |
| Frontier County | 296 | $605 | $138,800 |
| Nance County | 287 | $776 | $122,800 |
| Webster County | 281 | $673 | $102,000 |
| Franklin County | 265 | $613 | $99,100 |
| Perkins County | 259 | $783 | $149,200 |
| Hitchcock County | 235 | $715 | $88,800 |
| Pawnee County | 206 | $616 | $74,800 |
| Sioux County | 199 | $743 | $141,700 |
| Garfield County | 192 | $519 | $144,900 |
| Dundy County | 186 | $588 | $118,200 |
| Harlan County | 182 | $708 | $147,200 |
| Garden County | 179 | $675 | $95,500 |
| Greeley County | 167 | $643 | $87,800 |
| Deuel County | 143 | $827 | $97,200 |
| Rock County | 141 | $608 | $124,400 |
| Gosper County | 139 | $797 | $202,700 |
| Boyd County | 133 | $650 | $104,000 |
| Hooker County | 126 | $581 | $85,400 |
| Hayes County | 103 | $419 | $112,800 |
| Thomas County | 96 | $685 | $113,000 |
| Grant County | 93 | $883 | $113,900 |
| Loup County | 84 | $650 | $120,700 |
| Wheeler County | 69 | $525 | $135,900 |
| Logan County | 67 | $725 | $160,000 |
| Keya Paha County | 65 | $867 | $108,800 |
| Banner County | 63 | $975 | $166,300 |
| Blaine County | 55 | $786 | $102,100 |
| McPherson County | 53 | $653 | $124,200 |
| Arthur County | 47 | $850 | $188,800 |
Download the Nebraska county-level dataset (CSV), free to reuse with citation.
Sources, citation and related pages
Cite or embed this figure
The average annual renters insurance premium in Nebraska was $144 in 2022, across 263,282 renter households recorded in the HomeCover HQ Rates Index (NAIC premiums; Census ACS households).
Cite as: "HomeCover HQ Rates Index: Nebraska", updated 2026-08-17, https://homecoverhq.com/rates/nebraska/.