Renters and home insurance rates in Connecticut
The NAIC's published average premiums for Connecticut by policy form, with Census ACS housing records for every county: renter households, median gross rent and median home value.
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Figures are published averages, never quotes; methodology at the foot of the page.
- average renters premium (HO-4), per year
- $175
- average homeowners premium (HO-3), per year
- $1,814
- renter households
- 480,258
By county
By county
| Capitol Planning Region | 134,662 | $1,351 | $298,200 |
|---|---|---|---|
| South Central Connecticut Planning Region | 89,831 | $1,463 | $328,300 |
| Western Connecticut Planning Region | 78,519 | $2,060 | $625,400 |
| Naugatuck Valley Planning Region | 57,710 | $1,288 | $290,800 |
| Greater Bridgeport Planning Region | 40,973 | $1,482 | $397,000 |
| Southeastern Connecticut Planning Region | 39,654 | $1,316 | $293,900 |
| Lower Connecticut River Valley Planning Region | 18,237 | $1,399 | $359,000 |
| Northwest Hills Planning Region | 11,352 | $1,169 | $311,700 |
| Northeastern Connecticut Planning Region | 9,320 | $1,153 | $281,300 |
Download the Connecticut county-level dataset (CSV), free to reuse with citation.
Sources, citation and related pages
Cite or embed this figure
The average annual renters insurance premium in Connecticut was $175 in 2022, across 480,258 renter households recorded in the HomeCover HQ Rates Index (NAIC premiums; Census ACS households).
Cite as: "HomeCover HQ Rates Index: Connecticut", updated 2026-08-17, https://homecoverhq.com/rates/connecticut/.