Renters and home insurance rates in Arkansas
The NAIC's published average premiums for Arkansas by policy form, with Census ACS housing records for every county: renter households, median gross rent and median home value.
More
Figures are published averages, never quotes; methodology at the foot of the page.
- average renters premium (HO-4), per year
- $205
- average homeowners premium (HO-3), per year
- $1,740
- renter households
- 402,626
By county
By county
| Pulaski County | 71,596 | $1,036 | $199,600 |
|---|---|---|---|
| Washington County | 42,424 | $1,005 | $266,000 |
| Benton County | 35,311 | $1,193 | $285,100 |
| Sebastian County | 20,149 | $854 | $166,000 |
| Faulkner County | 18,772 | $980 | $211,300 |
| Craighead County | 17,689 | $930 | $198,700 |
| Garland County | 13,465 | $942 | $176,400 |
| Saline County | 11,684 | $980 | $211,700 |
| White County | 9,194 | $806 | $159,600 |
| Jefferson County | 8,952 | $849 | $106,000 |
| Crittenden County | 7,956 | $883 | $155,100 |
| Lonoke County | 7,115 | $961 | $184,100 |
| Pope County | 6,925 | $855 | $161,700 |
| Greene County | 6,248 | $852 | $162,200 |
| Mississippi County | 6,241 | $797 | $115,800 |
| Crawford County | 5,923 | $828 | $170,000 |
| Miller County | 5,654 | $882 | $148,200 |
| Baxter County | 4,830 | $866 | $165,400 |
| Independence County | 4,699 | $814 | $120,500 |
| Boone County | 4,525 | $715 | $169,300 |
| Union County | 4,094 | $825 | $114,700 |
| St. Francis County | 3,528 | $791 | $87,700 |
| Poinsett County | 3,281 | $647 | $101,200 |
| Clark County | 3,133 | $734 | $147,100 |
| Johnson County | 2,848 | $714 | $124,800 |
| Phillips County | 2,845 | $756 | $76,200 |
| Hot Spring County | 2,738 | $763 | $127,900 |
| Yell County | 2,616 | $653 | $131,300 |
| Columbia County | 2,580 | $631 | $141,700 |
| Drew County | 2,530 | $712 | $127,800 |
| Carroll County | 2,479 | $818 | $186,300 |
| Ouachita County | 2,473 | $714 | $99,600 |
| Conway County | 2,369 | $721 | $137,000 |
| Hempstead County | 2,264 | $781 | $100,200 |
| Cleburne County | 2,244 | $853 | $174,600 |
| Cross County | 2,214 | $797 | $104,000 |
| Arkansas County | 2,144 | $799 | $129,400 |
| Jackson County | 2,116 | $662 | $87,300 |
| Lawrence County | 2,049 | $715 | $91,100 |
| Ashley County | 2,006 | $640 | $88,800 |
| Logan County | 1,978 | $721 | $126,900 |
| Sevier County | 1,977 | $725 | $111,700 |
| Randolph County | 1,893 | $671 | $118,100 |
| Desha County | 1,876 | $689 | $89,100 |
| Franklin County | 1,786 | $717 | $118,800 |
| Clay County | 1,745 | $696 | $88,100 |
| Van Buren County | 1,564 | $727 | $122,300 |
| Howard County | 1,489 | $702 | $135,400 |
| Grant County | 1,424 | $779 | $154,500 |
| Polk County | 1,407 | $699 | $122,600 |
| Sharp County | 1,392 | $648 | $94,600 |
| Madison County | 1,337 | $727 | $157,800 |
| Chicot County | 1,278 | $661 | $90,500 |
| Izard County | 1,273 | $626 | $122,100 |
| Stone County | 1,213 | $717 | $149,400 |
| Marion County | 1,206 | $792 | $158,400 |
| Bradley County | 1,193 | $638 | $97,000 |
| Nevada County | 1,160 | $841 | $85,700 |
| Scott County | 1,025 | $736 | $110,900 |
| Lee County | 1,024 | $638 | $77,900 |
| Pike County | 994 | $671 | $115,400 |
| Monroe County | 968 | $603 | $82,200 |
| Little River County | 958 | $812 | $113,400 |
| Woodruff County | 943 | $595 | $96,800 |
| Perry County | 869 | $734 | $129,300 |
| Newton County | 841 | $629 | $178,800 |
| Montgomery County | 793 | $734 | $136,000 |
| Prairie County | 781 | $637 | $87,500 |
| Lincoln County | 760 | $672 | $106,100 |
| Searcy County | 759 | $596 | $108,100 |
| Fulton County | 736 | $596 | $107,200 |
| Dallas County | 699 | $626 | $98,200 |
| Lafayette County | 585 | $711 | $74,600 |
| Cleveland County | 581 | $635 | $123,400 |
| Calhoun County | 216 | $822 | $97,300 |
Download the Arkansas county-level dataset (CSV), free to reuse with citation.
Sources, citation and related pages
Cite or embed this figure
The average annual renters insurance premium in Arkansas was $205 in 2022, across 402,626 renter households recorded in the HomeCover HQ Rates Index (NAIC premiums; Census ACS households).
Cite as: "HomeCover HQ Rates Index: Arkansas", updated 2026-08-17, https://homecoverhq.com/rates/arkansas/.