Renters and home insurance rates in New Hampshire
The NAIC's published average premiums for New Hampshire by policy form, with Census ACS housing records for every county: renter households, median gross rent and median home value. Figures are published averages, never quotes; methodology at the foot of the page.
- average renters premium (HO-4), per year
- $150
- average homeowners premium (HO-3), per year
- $1,188
- renter households
- 151,523
By county
| Hillsborough County | 54,457 | $1,532 | $385,500 |
|---|---|---|---|
| Rockingham County | 27,069 | $1,619 | $461,400 |
| Strafford County | 17,065 | $1,413 | $332,400 |
| Merrimack County | 16,019 | $1,293 | $330,600 |
| Grafton County | 10,484 | $1,292 | $298,500 |
| Cheshire County | 9,067 | $1,220 | $257,200 |
| Belknap County | 5,565 | $1,184 | $340,000 |
| Carroll County | 4,156 | $1,179 | $348,900 |
| Sullivan County | 4,048 | $1,159 | $236,300 |
| Coos County | 3,593 | $843 | $169,600 |
Cite or embed this figure
- "The average annual renters insurance premium in New Hampshire was $150 in 2022, across 151,523 renter households recorded in the HomeCover HQ Rates Index (NAIC premiums; Census ACS households)."
Cite as: "HomeCover HQ Rates Index: New Hampshire", updated 2026-08-17, https://homecoverhq.com/rates/new-hampshire/.
Download the New Hampshire county-level dataset (CSV), free to reuse with citation.