Home / Rates data / New Hampshire Save Renters and home insurance rates in New Hampshire The NAIC's published average premiums for New Hampshire by policy form, with Census ACS housing records for every county: renter households, median gross rent and median home value.
More Figures are published averages, never quotes; methodology at the foot of the page.
average renters premium (HO-4), per year $150
average homeowners premium (HO-3), per year $1,188
renter households 151,523 By county renter households, largest first
Hillsborough County 54,457 Rockingham County 27,069 Strafford County 17,065 Merrimack County 16,019 Grafton County 10,484 Cheshire County 9,067 Belknap County 5,565 Carroll County 4,156 Sullivan County 4,048 Coos County 3,593 Table view Download the New Hampshire county-level dataset (CSV) , free to reuse with citation.
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Get listed Sources, citation and related pages Cite or embed this figure The average annual renters insurance premium in New Hampshire was $150 in 2022, across 151,523 renter households recorded in the HomeCover HQ Rates Index (NAIC premiums; Census ACS households).
Cite as: "HomeCover HQ Rates Index: New Hampshire", updated 2026-08-17, https://homecoverhq.com/rates/new-hampshire/.
Embed this figure (plain HTML, no scripts) Copy embed Counties in New Hampshire Census housing records for Belknap County, NH Renters insurance data for Carroll County, NH Census housing records for Cheshire County, NH Census housing records for Coos County, NH Grafton County, NH rent and home values Census housing records for Hillsborough County, NH What renting costs in Merrimack County, NH Rockingham County, NH renter household figures What renting costs in Strafford County, NH Sullivan County, NH rent and home values Other states in the index Source: NAIC Homeowners Report average premiums (2022 data year) and US Census ACS 5-year (2023) county housing records, computed 2026-08-17.
Methodology: State average premiums by policy form (HO-3 owner-occupied, HO-4 tenant/renters, HO-6 condo, plus HO-2/HO-5 where published) are the NAIC Dwelling Fire/Homeowners report's 2022 data year, transcribed per state and cross-checked against the countrywide row; the NAIC does not publish county premiums, so county rows carry Census ACS 5-year (2023) records instead: total households, renter-occupied households, median gross rent and median home value per county FIPS. County names and centroids come from the Census 2023 Gazetteer. Puerto Rico and territory counties are excluded (no NAIC premium row). Figures describe published filings and Census records, never quotes: your premium depends on carrier, coverage and property.