Home / Rates data / Alaska Save Renters and home insurance rates in Alaska The NAIC's published average premiums for Alaska by policy form, with Census ACS housing records for every county: renter households, median gross rent and median home value.
More Figures are published averages, never quotes; methodology at the foot of the page.
average renters premium (HO-4), per year $186
average homeowners premium (HO-3), per year $1,129
renter households 89,496 By county renter households, largest first
Anchorage Municipality 39,117 Fairbanks North Star Borough 13,858 Matanuska-Susitna Borough 9,271 Kenai Peninsula Borough 5,551 Juneau City and Borough 4,676 Bethel Census Area 1,841 Ketchikan Gateway Borough 1,836 Kodiak Island Borough 1,811 Sitka City and Borough 1,343 North Slope Borough 1,113 Nome Census Area 1,021 Chugach Census Area 999 Table view Download the Alaska county-level dataset (CSV) , free to reuse with citation.
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Get listed Sources, citation and related pages Cite or embed this figure The average annual renters insurance premium in Alaska was $186 in 2022, across 89,496 renter households recorded in the HomeCover HQ Rates Index (NAIC premiums; Census ACS households).
Cite as: "HomeCover HQ Rates Index: Alaska", updated 2026-08-17, https://homecoverhq.com/rates/alaska/.
Embed this figure (plain HTML, no scripts) Copy embed Counties in Alaska Aleutians East Borough, AK renter household figures Aleutians West Census Area, AK renter household figures Housing and insurance data for Anchorage Municipality, AK Renters insurance data for Bethel Census Area, AK Renters insurance data for Bristol Bay Borough, AK Chugach Census Area, AK rent and home values Census housing records for Copper River Census Area, AK Renters insurance data for Denali Borough, AK Renters insurance data for Dillingham Census Area, AK Fairbanks North Star Borough, AK rent and home values Housing and insurance data for Haines Borough, AK Renters insurance data for Hoonah-Angoon Census Area, AK Renters insurance data for Juneau City and Borough, AK What renting costs in Kenai Peninsula Borough, AK Census housing records for Ketchikan Gateway Borough, AK Kodiak Island Borough, AK renter household figures What renting costs in Kusilvak Census Area, AK Renters insurance data for Lake and Peninsula Borough, AK Matanuska-Susitna Borough, AK rent and home values Nome Census Area, AK rent and home values What renting costs in North Slope Borough, AK Renters insurance data for Northwest Arctic Borough, AK What renting costs in Petersburg Borough, AK What renting costs in Prince of Wales-Hyder Census Area, AK Sitka City and Borough, AK renter household figures Skagway Municipality, AK renter household figures Census housing records for Southeast Fairbanks Census Area, AK What renting costs in Wrangell City and Borough, AK What renting costs in Yakutat City and Borough, AK Yukon-Koyukuk Census Area, AK renter household figures Other states in the index Source: NAIC Homeowners Report average premiums (2022 data year) and US Census ACS 5-year (2023) county housing records, computed 2026-08-17.
Methodology: State average premiums by policy form (HO-3 owner-occupied, HO-4 tenant/renters, HO-6 condo, plus HO-2/HO-5 where published) are the NAIC Dwelling Fire/Homeowners report's 2022 data year, transcribed per state and cross-checked against the countrywide row; the NAIC does not publish county premiums, so county rows carry Census ACS 5-year (2023) records instead: total households, renter-occupied households, median gross rent and median home value per county FIPS. County names and centroids come from the Census 2023 Gazetteer. Puerto Rico and territory counties are excluded (no NAIC premium row). Figures describe published filings and Census records, never quotes: your premium depends on carrier, coverage and property.