Renters and home insurance rates in Mississippi
The NAIC's published average premiums for Mississippi by policy form, with Census ACS housing records for every county: renter households, median gross rent and median home value.
More
Figures are published averages, never quotes; methodology at the foot of the page.
- average renters premium (HO-4), per year
- $262
- average homeowners premium (HO-3), per year
- $1,907
- renter households
- 345,471
By county
By county
| Hinds County | 37,786 | $1,032 | $151,200 |
|---|---|---|---|
| Harrison County | 32,007 | $1,074 | $199,300 |
| Jackson County | 15,984 | $1,087 | $181,700 |
| DeSoto County | 15,393 | $1,341 | $248,700 |
| Rankin County | 13,346 | $1,210 | $223,400 |
| Forrest County | 12,758 | $960 | $152,900 |
| Madison County | 12,323 | $1,097 | $286,300 |
| Oktibbeha County | 11,175 | $873 | $219,500 |
| Lauderdale County | 10,500 | $897 | $124,500 |
| Lee County | 9,476 | $929 | $187,800 |
| Lowndes County | 8,605 | $909 | $157,400 |
| Lamar County | 7,985 | $1,061 | $218,700 |
| Washington County | 7,450 | $786 | $99,300 |
| Lafayette County | 6,806 | $1,091 | $260,500 |
| Jones County | 6,450 | $810 | $126,800 |
| Pike County | 5,039 | $879 | $110,500 |
| Alcorn County | 4,941 | $728 | $132,300 |
| Warren County | 4,842 | $889 | $144,400 |
| Bolivar County | 4,649 | $671 | $123,600 |
| Leflore County | 4,582 | $701 | $98,200 |
| Hancock County | 4,233 | $999 | $206,600 |
| Coahoma County | 4,064 | $719 | $86,400 |
| Yazoo County | 3,972 | $804 | $129,200 |
| Adams County | 3,882 | $720 | $106,300 |
| Panola County | 3,857 | $859 | $121,500 |
| Pearl River County | 3,685 | $887 | $174,500 |
| Sunflower County | 3,522 | $670 | $103,400 |
| Pontotoc County | 3,440 | $848 | $141,700 |
| Lincoln County | 3,412 | $754 | $131,800 |
| Monroe County | 3,191 | $721 | $115,200 |
| Grenada County | 3,165 | $823 | $123,400 |
| Marshall County | 2,981 | $926 | $172,200 |
| Tate County | 2,901 | $897 | $173,000 |
| Scott County | 2,715 | $888 | $89,900 |
| Copiah County | 2,569 | $682 | $105,600 |
| Neshoba County | 2,540 | $759 | $96,600 |
| Union County | 2,523 | $910 | $159,100 |
| Holmes County | 2,368 | $589 | $76,500 |
| Clay County | 2,263 | $718 | $115,600 |
| Chickasaw County | 2,189 | $702 | $100,400 |
| Winston County | 2,141 | $654 | $121,200 |
| Tunica County | 2,132 | $938 | $154,500 |
| Marion County | 2,007 | $700 | $117,000 |
| Prentiss County | 1,975 | $620 | $116,500 |
| Tishomingo County | 1,931 | $703 | $132,500 |
| Itawamba County | 1,906 | $832 | $122,400 |
| Tippah County | 1,883 | $720 | $128,400 |
| Simpson County | 1,869 | $819 | $111,600 |
| Leake County | 1,783 | $757 | $114,600 |
| Covington County | 1,700 | $639 | $98,500 |
| Newton County | 1,624 | $722 | $102,700 |
| Calhoun County | 1,535 | $674 | $82,900 |
| Attala County | 1,514 | $774 | $107,600 |
| George County | 1,507 | $868 | $168,100 |
| Yalobusha County | 1,496 | $810 | $97,200 |
| Tallahatchie County | 1,430 | $695 | $82,200 |
| Stone County | 1,321 | $839 | $163,300 |
| Humphreys County | 1,211 | $643 | $88,800 |
| Walthall County | 1,122 | $718 | $120,600 |
| Jasper County | 1,074 | $809 | $118,600 |
| Montgomery County | 1,055 | $682 | $110,700 |
| Quitman County | 1,012 | $650 | $68,600 |
| Clarke County | 996 | $803 | $114,300 |
| Amite County | 982 | $689 | $89,800 |
| Noxubee County | 917 | $590 | $85,200 |
| Perry County | 908 | $650 | $126,000 |
| Webster County | 902 | $618 | $109,500 |
| Wayne County | 870 | $786 | $88,000 |
| Carroll County | 848 | $621 | $105,500 |
| Greene County | 839 | $811 | $94,200 |
| Jefferson Davis County | 801 | $695 | $87,100 |
| Lawrence County | 793 | $835 | $104,600 |
| Smith County | 737 | $664 | $114,000 |
| Wilkinson County | 723 | $674 | $80,200 |
| Kemper County | 720 | $470 | $90,200 |
| Claiborne County | 704 | $651 | $80,800 |
| Choctaw County | 680 | $661 | $104,500 |
| Franklin County | 589 | $706 | $95,100 |
| Sharkey County | 519 | $622 | $108,000 |
| Benton County | 506 | $729 | $109,300 |
| Jefferson County | 502 | $444 | $81,400 |
| Issaquena County | 138 | $253 | $90,700 |
Download the Mississippi county-level dataset (CSV), free to reuse with citation.
Sources, citation and related pages
Cite or embed this figure
The average annual renters insurance premium in Mississippi was $262 in 2022, across 345,471 renter households recorded in the HomeCover HQ Rates Index (NAIC premiums; Census ACS households).
Cite as: "HomeCover HQ Rates Index: Mississippi", updated 2026-08-17, https://homecoverhq.com/rates/mississippi/.